Loan Programs

Hard money loans for Texas investors & builders

Business-purpose financing from $350K to $5MM on residential and commercial property statewide.

Fix & Flip / Rehab

Acquisition and renovation funding for investors buying, rehabbing and reselling residential property.

Purchase + rehab financing
Rehab funds released in draws
Single-family & 2–4 unit
Interest-only payments

Rate: 12%
Origination: 2%
Max LTV: 75%
Term: 12–18 months

Apply for Fix & Flip / Rehab

Bridge Loans

Short-term capital to acquire, refinance or reposition residential and commercial property while you line up permanent financing.

Residential & commercial
Purchase, refinance or cash-out
Close ahead of bank timelines
Extension options available

Rate: 12%
Origination: 2%
Max LTV: 75%
Term: 12–18 months

Apply for Bridge Loans

Ground-Up Construction

Financing for builders and developers taking residential and commercial projects from dirt to certificate of occupancy.

Spec & build-to-sell homes
Small commercial & multifamily
Construction draws on schedule
Experienced-builder friendly

Rate: 12%
Origination: 2%
Max LTV: 75%
Term: 12–18 months

Apply for Ground-Up Construction

Land & Rental (DSCR)

Land acquisition loans for entitled and development-ready lots, plus financing for income-producing rental property.

Lot & acreage acquisition
Rental / income property
Asset-based underwriting
Refinance-out exit friendly

Rate: 12%
Origination: 2%
Max LTV: 75%
Term: 12–18 months

Apply for Land & Rental (DSCR)

What We Lend On

Eligible property types

Single-family (non-owner-occupied) 2–4 unit residential Multifamily 5+ Retail Office Industrial & flex Mixed-use Entitled land & lots Townhome & condo projects

Business-purpose loans only. We do not lend on owner-occupied homes.

Have a deal under contract?

Get a term sheet and close in as little as 5–8 days.

Start Your Application Call 972-999-0129